Articles & Blogs

John Lucker

Articles & Blogs

July 29, 2019 - Deloitte Review #25 - “If these walls could talk: Getting the workplace of tomorrow right” - https://www2.deloitte.com/us/en/insights/focus/technology-and-the-future-of-work/workplace-of-the-future.html - CLICK TO DOWNLOAD
May 17, 2019 - Deloitte Insights - “Reimagining Customer Privacy for the Digital Age: Going Beyond Compliance in Financial Services” - Executive Sponsor and Contributor - https://www2.deloitte.com/insights/us/en/industry/financial-services/protecting-customer-privacy-financial-institutions.html - CLICK TO DOWNLOAD
February 2019 - Insurance Advocate - “Regulation Acceleration - Deloitte Report Hits Key Areas of Concentration for Insurers” - Co-Authored - https://issuu.com/insuranceadvocate/docs/ia_feb_a_2019_-_id_web
July 2018 - Deloitte Review #23 - “Fooled by the Hype: Is it the next big thing or merely a shiny new object?” - https://www2.deloitte.com/insights/us/en/deloitte-review/issue-23/hype-innovation-inflated-expectations.html or CLICK TO DOWNLOAD
March 28, 2018 - Pipeline & Gas Journal - “Energy Regulatory Outlook Stresses Need for Modernization” - co-authored with Charlie Sanchez & Paul Campbell - https://pgjonline.com/news/2018/03/energy-regulatory-outlook-stresses-need-for-modernization or CLICK TO DOWNLOAD
February 13, 2018 - Deloitte Insights - “Building new ecosystems in middle market insurance” - Article Executive Sponsor & Contributor - https://www2.deloitte.com/insights/us/en/industry/insurance/new-ecosystems-middle-market-insurance.html or CLICK TO DOWNLOAD
January 10, 2018 - LinkedIn - “Cannes Lions: Tips for Submissions” - co-authored with Jim Caruso, Chief Product Officer, Anomoly - https://www.linkedin.com/pulse/cannes-lions-tips-submissions-john-lucker
August 23, 2017 - WSJ CMO Today - “Lessons from the Cannes Lions: The Creative Data Category” - co-authored with Jim Caruso, Chief Product Officer, Anomoly - http://deloitte.wsj.com/cmo/2017/08/23/lessons-from-the-cannes-lions-the-creative-data-category/ or CLICK TO DOWNLOAD
July 2017 - Deloitte Review #21 - “Predictably Inaccurate: The prevalence and perils of bad big data” - https://www2.deloitte.com/insights/us/en/deloitte-review/issue-21/analytics-bad-data-quality.html or CLICK TO DOWNLOAD
May 2017 - CIO Review - with Samuel Dubin - “Balancing Analytic and Visual Creativity for Effective Data Visualizations” http://data-visualization.cioreview.com/cxoinsight/balancing-analytic-and-visual-creativity-for-effective-data-visualizations-nid-24482-cid-163.html or CLICK TO DOWNLOAD
March 2017 – Deloitte University Press – “Making Wine from Sour Grapes: How Behavioral Factors Influence Client Decision Making and Advisor Choice” https://www.km.deloitteresources.com/sites/live/crossfunctional/_layouts/DTTS.DR.KAMDocumentForms/KAMDisplay.aspx?List=26eeb191-7a3b-4609-9f91-b8fa5fc169f0&ID=824763 or CLICK TO DOWNLOAD
February 6, 2017 – Baseline – “Where is Analytics Going in Financial Services” http://www.baselinemag.com/analytics-big-data/where-is-analytics-going-in-financial-services.html
December 2016 – Business Intelligence Journal – “The Articulate Architect: A Practical Approach for Communicating with Business Stakeholders” https://tdwi.org/research/2016/12/business-intelligence-journal-vol-21-no-4.aspx or CLICK TO DOWNLOAD
November 2016 – Deloitte White Paper – “Using compliance analytics to unearth the precursors of workplace misconduct” https://www2.deloitte.com/us/en/pages/regulatory/articles/compliance-analytics-ounce-prevention.html or CLICK TO DOWNLOAD
October 21, 2016 – Wall Street Journal CMO Today – “Six Trends Shaping Analytics Strategy” http://deloitte.wsj.com/cmo/2016/10/21/six-trends-shaping-analytics-strategies/?mod=WSJBlog or CLICK TO DOWNLOAD
June 3, 2016 – Deloitte University Press – “Opting In: Using IoT Connectivity to drive differentiation” https://dupress.deloitte.com/dup-us-en/focus/internet-of-things/innovation-in-insurance-iot.html or CLICK TO DOWNLOAD
March 16, 2016 – Wall Street Journal CIO Journal – “6 trends shaping analytics strategies in 2016” http://deloitte.wsj.com/cio/2016/03/16/6-trends-shaping-analytics-strategies-in-2016/ or CLICK TO DOWNLOAD
January 25, 2016 – CIO.COM – “6 Analytics Trends that will shape business in 2016” http://www.cio.com.au/article/592745/6-analytics-trends-will-shape-business-2016 http://www.cio.com/article/3025869/analytics/6-analytics-trends-that-will-shape-business-in-2016.html or CLICK TO DOWNLOAD
December 16, 2015 – LinkedIn – “Selling Direct for Small Biz Insurers” https://www.linkedin.com/pulse/selling-direct-small-biz-insurers-john-lucker?trk=mp-author-card or CLICK TO DOWNLOAD
December 2015 – ITA Pro – “In Your Corner” – with Sam Friedman & John Lucker http://www.itapro-digital.org/itapro/december_2015/?pg=23&pm=2&u1=friend or CLICK TO DOWNLOAD
November 19 2015 – National Underwriter – “Small Business Insurers have multiple options with direct sales” http://www.propertycasualty360.com/2015/11/19/small-business-insurers-have-multiple-options-with?ref=hp-opinion or CLICK TO DOWNLOAD
October 2015 – Atlantic Magazine – Analytics Infographic
July 27, 2015 – Deloitte Review – with Harvey Lewis and Jim Guszcza – “IoT’s About Us – Emerging Forms of Innovation in the Internet of Things” http://dupress.com/articles/internet-of-things-innovation/ or CLICK TO DOWNLOAD
July 7, 2015 – Baseline – “Self-Driving Cars: Flawless Ride or 'Carmageddon’?” http://www.baselinemag.com/innovation/self-driving-cars-flawless-ride-or-carmageddon.html or CLICK TO DOWNLOAD PAGE 1, CLICK TO DOWNLOAD PAGE 2
June 30, 2015 – WSJ CIO Journal – “The Dangers of Monetizing Data” http://deloitte.wsj.com/cio/2015/06/30/the-dangers-of-monetizing-data/ or CLICK TO DOWNLOAD
April 14, 2015 – Forbes.com – “Critical Actions to Avoid the Point of No Return with Your Analytics Strategy” http://www.forbes.com/sites/teradata/2015/04/14/5-critical-actions-to-avoid-the-point-of-no-return-with-your-analytics-strategy/?ss=tech or CLICK TO DOWNLOAD
April 6, 2015 – Forbes.com – “Six Steps to Analytic Success” http://www.forbes.com/sites/teradata/2015/04/01/6-steps-to-analytic-success/ or CLICK TO DOWNLOAD
March 17, 2015 – WSJ CIO Journal – “Make analytics work for your business in 6 steps” http://deloitte.wsj.com/cio/2015/03/17/make-analytics-work-for-your-business-in-6-steps/ or CLICK TO DOWNLOAD
March 4, 2015- Gov2020 – “Running on Data” – Lucker & Davenport http://government-2020.dupress.com/running-data/ or CLICK TO DOWNLOAD
February 18, 2015 – Forbes.com – “Running on Data: Activity Trackers and the Internet of Things” http://www.forbes.com/sites/deloitte/2015/02/18/running-on-data-activity-trackers-and-the-internet-of-things/
January 2015 – Deloitte Review #16 – “Running on Data: Activity Trackers and the Internet of Things” https://dupress.deloitte.com/dup-us-en/deloitte-review/issue-16/internet-of-things-wearable-technology.html or CLICK TO DOWNLOAD
November 11, 2014 – Wall Street Journal CIO Journal – “Making Sense of Irrational Customer Behavior” http://deloitte.wsj.com/cio/2014/11/11/making-sense-of-irrational-customer-behavior/ or CLICK TO DOWNLOAD
October 9, 2014 – Baseline – “Ready for Telematics to Transform Your Business?” http://www.baselinemag.com/innovation/ready-for-telematics-to-transform-your-business.html or CLICK TO DOWNLOAD
October 1, 2014 – Property Casualty 360 – “The Challenges of Implementing Advanced Analytics” https://www.propertycasualty360.com/2014/10/01/the-challenges-of-implementing-advanced-analytics?page_all=1 or CLICK TO DOWNLOAD
July 14, 2014 – Wired – “Modeling Analytics Success: Discover Critical Data Relationships” http://insights.wired.com/profiles/blogs/modeling-analytics-success?xg_source=activity#axzz37RcPuwlH or CLICK TO DOWNLOAD
June 2, 2014 – Baseline – “Rationalizing the Sometimes Irrational Customer” http://www.baselinemag.com/crm/rationalizing-the-sometimes-irrational-customer.html or CLICK TO DOWNLOAD
February 25, 2014 – Wired – “Leaving Money on the Table: Users, Privacy, and Money in Analytics” http://www.wired.com/insights/2014/02/leaving-money-table-users-privacy-money-analytics/ or CLICK TO DOWNLOAD
December 3, 2013 – Baseline – “Setting the Stage for the Next Best Offer” http://blogs.baselinemag.com/industries/setting-the-stage-for-the-next-best-offer.html or CLICK TO DOWNLOAD
December 3, 2013 – Wired – Innovation Insights – “Mining For Gold: How to Best Monetize Enterprise Data” http://insights.wired.com/profiles/blogs/mining-data-gold#axzz2mKjUPuAB or CLICK TO DOWNLOAD
October 2013 – Source Thought Leadership Digest – “The Scale Paradox: Analytics Disrupts the Size Factor”
October 2013 – National Association of Corporate Directors (NACD) - Directorship Magazine – “The Real Deal with Big Data” http://www.directorship.com/the-real-deal-with-big-data/ or CLICK TO DOWNLOAD
August 2013 – Teradata Magazine – “6 Steps to Analytic Success” http://www.teradatamagazine.com/v13n03/Features/6-Steps-to-Analytic-Success/ or CLICK TO DOWNLOAD
August 2013 – Deloitte Debate – “The Balancing Act: Applying Analytics to Gain a Scale Advantage” http://www.deloitte.com/view/en_US/us/Insights/Browse-by-Content-Type/deloitte-debates/d5ef662a4ec70410VgnVCM3000003456f70aRCRD.htm?id=us:el:fu:balact:eng:cons:081413:debates or CLICK TO DOWNLOAD
August 14, 2013 – Human Resource Executive Online – “Holding Onto The Stars” http://www.hreonline.com/HRE/view/story.jhtml?id=534355852 http://www.humanresourceexecutive-digital.com/humanresourceexecutive/201308_digital_only#pg60 or CLICK TO DOWNLOAD
May 14, 2013 – Information Week – “Big Data Alchemy: Turn Info Into Money” http://www.informationweek.com/big-data/commentary/big-data-analytics/big-data-alchemy-turn-info-into-money/240154772 or CLICK TO DOWNLOAD
April 2013 – Insurance Networking News – One Minute Video – 6 Essentials for Business Analytics Excellence http://www.insurancenetworking.com/video/6-essentials-business-analytics-excellence32133-1.html
March 2013 – DU Press – “The Scale Paradox – Analytics Disrupts the Size Factor” http://dupress.com/articles/the-scale-paradox/?coll=3226 part of the full 2013 Business Issues Document http://cdn.dupress.com/wp-content/uploads/2013/03/2013-SO-Business-Trends_vFINAL.pdf or CLICK TO DOWNLOAD
January 2013 – Deloitte Review – “Big Data 2.0” http://dupress.com/articles/big-data-2-0/?coll=2650 or CLICK TO DOWNLOAD
January 2013 – Deloitte Review – “Too Big To Ignore” http://dupress.com/articles/too-big-to-ignore/?coll=2650 or CLICK TO DOWNLOAD
October 2012 - DU Press Video - http://dupress.com/articles/examples-of-success-with-big-data/
October 2012 - DU Press Video - http://dupress.com/articles/elements-of-a-successful-big-data-strategy/
October 2012 – Deloitte University Press Video - http://dupress.com/articles/what-does-big-data-really-mean-and-how-do-you-create-value-from-it/?icid=hp:mv:01
November 2012 – Deloitte – “The Three Minute Guide To Big Data” http://www.deloitte.com/view/en_US/us/Services/additional-services/deloitte-analytics-service/three-minute-big-data/index.htm?id_fb
October 2012 – Book Chapter: Enterprise Analytics – “Optimize Performance, Process, and Decisions Through Big Data” – Chapter 6 - Page 83 – Thomas Davenport, John Lucker, Leandro Dalle Mule http://www.amazon.com/Enterprise-Analytics-Performance-Operations-Management/dp/0133039439/ref=sr_1_1?ie=UTF8&qid=1350842163&sr=8-1&keywords=enterprise+analytics
September 2012 – Significance Magazine – “Simpson’s Paradox: A Cautionary Tale in Advanced Analytics” http://www.significancemagazine.org/details/webexclusive/2671151/Simpsons-Paradox-A-Cautionary-Tale-in-Advanced-Analytics.html
September 6, 2012 – Baseline – “Business Analytics: Six Steps to Getting Results” http://www.baselinemag.com/analytics-big-data/business-analytics-six-steps-to-getting-results/
August 16, 2012 – CFO Journal WSJ – “Turning Customer Analytics Insight to Action: How CFOs Can Lead the Way” http://deloitte.wsj.com/cfo/2012/08/16/turning-customer-analytics-insight-to-action-how-cfos-can-lead-the-way/
August 3, 2012 – Deloitte – “Telematics: Driving the Automobile Market Through Disruption” http://www.deloitte.com/view/en_US/us/Industries/Insurance-Financial-Services/006a3ebf048b8310VgnVCM1000001956f00aRCRD.htm
July 2012 – Deloitte – “Delivering Analytics – The CFO’s Role in Moving from Customer Analytics Insight to Action” http://www.deloitte.com/view/en_US/us/Services/additional-services/deloitte-analytics-service/880632c616397310VgnVCM1000001956f00aRCRD.htm
July 2012 – Deloitte – “Leveling the Playing Field – Business Analytics for Mid-Sized Companies” http://www.deloitte.com/view/en_US/us/Services/deloitte-growth-enterprise-services/b2eb2b15ee377310VgnVCM2000001b56f00aRCRD.htm#
June 19, 2012 – WSJ CIO Online – “Customer Analytics: 5 Tips for Getting Started” http://deloitte.wsj.com/cio/2012/06/19/customer-analytics-5-tips-for-getting-started/
June 6, 2012 – WSJ CIO Online – “5 Reasons Analytics Projects Can Fail” http://deloitte.wsj.com/cio/2012/06/06/5-reasons-analytics-projects-can-fail/
June 5, 2012 – WSJ CIO Online – “Why Some CEOs Are So Skeptical of Analytics” http://deloitte.wsj.com/cio/2012/06/05/403/
April 12, 2012 – WSJ CIO Journal – “It’s Time to Get Real About Analytics” http://deloitte.wsj.com/cio/2012/04/12/its-time-to-get-real-about-analytics/
February 12, 2012 – Deloitte Business Analytics – “Business Analytics: Fad or Fundamental?” http://www.deloitte.com/view/en_US/us/Services/additional-services/99a4858bf9765310VgnVCM2000001b56f00aRCRD.htm
January 2012 – Deloitte Review – “A Delicate Balance: Organizational Barriers to Evidence-Based Management” with Jim Guszcza http://www.deloitte.com/view/en_US/us/Insights/Browse-by-Content-Type/deloitte-review/88ae645013bf4310VgnVCM1000001a56f00aRCRD.htm
January 2012 – Deloitte – “2012 Global Insurance Outlook” with co-writers http://www.deloitte.com/view/en_US/us/Industries/Insurance-Financial-Services/d95619cff92d4310VgnVCM1000001a56f00aRCRD.htm
January 17, 2012 – Deloitte Analytics – “Customer Analytics – The 3 Minute Guide” http://www.deloitte.com/view/en_US/us/Services/additional-services/deloitte-analytics-service/customer-analytics-guide/index.htm
December 2011 – Deloitte Forward Focus – “Analytics: Turning Data Into Dollars” with Howard Mills http://www.deloitte.com/view/en_US/us/Industries/Insurance-Financial-Services/5b6dfd7971ef3310VgnVCM2000001b56f00aRCRD.htm
December 15, 2011 – SearchBusinessAnalytics & Search CIO – “Business Analytics-Creating One Version of the Truth” http://searchcio.techtarget.com/tip/Business-analytics-Creating-one-version-of-the-truth
December 15, 2011 – SearchBusinessAnalytics & Search CIO – “Assessing an enterprise’s analytics maturity” http://searchcio.techtarget.com/tip/Assessing-an-enterprises-analytics-maturity
December 15, 2011 – SearchBusinessAnalytics & Search CIO – “The Path To a Corporate Culture enlightened by business analytics” http://searchcio.techtarget.com/tip/The-path-to-a-corporate-culture-enlightened-by-business-analytics
December 2011 – Harvard Business Review – “Know What Your Customers Want Before They Do” with Tom Davenport and Leandro Dalle Mule http://hbr.org/2011/12/know-what-your-customers-want-before-they-do/ar/1
July 2011 – Bests Review – “A 360 Degree View” http://www.amazon.com/360-degree-view-enterprise-management/dp/B005DBUA8I
January 2011 – Deloitte Review – “Beyond The Numbers: Analytics as a Strategic Capability” – by Jim Guszcza and John Lucker http://www.deloitte.com/view/en_US/us/Insights/Browse-by-Content-Type/deloitte-review/24cda920f718d210VgnVCM2000001b56f00aRCRD.htm
March 2010 – Tech Decisions – “The BI and Analytics Treadmill” - http://www.tech-decisions.com/Issues/2010/March-2010/Pages/The-BI-and-Analytics-Treadmill.aspx
November 2009 – Deloitte Center for the Edge – The 2009 Shift Index – Insurance Industry Metrics and Perspectives – John Lucker (Contributor) - http://www.deloitte.com/assets/Dcom-UnitedStates/Local%20Assets/Documents/TMT_us_tmt/us_tmt_ce_SIinsurance_112009.pdf
November 2009 – Tech Decisions – “In Fraud, It’s The Devil You Know” by John Lucker & Howard Mills – http://www.tech-decisions.com/Issues/2009/November-2009/Pages/The-Devil-You-Know.aspx
October 2009 – Business Rules Community – “Commercial Insurance Carrier’s Road to Business Agility” by John Lucker & Mo Masud http://www.BRCommunity.com/a2009/b502.html
May 2009 – Tech Decisions – “Rules, Rules Everywhere Rules” http://www.tech-decisions.com/Issues/2009/5/Pages/Rules-Rules-Everywhere-Rules.aspx?k=lucker
January 2009 – Tech Decisions – “The Cutting Edge” http://www.tech-decisions.com/Issues/2009/1/Pages/The-Cutting-Edge.aspx?k=the+cutting+edge#
January 5, 2009 - Insurance & Technology – “Data Driven Organizations: Knowing The Unknown” http://www.insurancetech.com/blog/archives/2009/01/data_driven_org.html or CLICK TO DOWNLOAD
December 2008 – Deloitte Research – “Insuring the Catalyst-Customer: Generation Y and the Insurance Industry” – Co-Author http://www.deloitte.com/view/en_US/us/article/6b26f4021a001210VgnVCM100000ba42f00aRCRD.htm
September 22, 2008 – Insurance & Technology – “It’s Better to Know What You Don’t Know: Step 4 – Insights Through BI Innovation” http://www.insurancetech.com/blog/archives/2008/09/its_better_to_k.html or CLICK TO DOWNLOAD
May 2008 – Predictive Modeling News – “Predictive Analytics Aid in End-To-End Segmentation” – Written with Mo Masud and Susan Novak
November 2006 – Global Reinsurance – “The Price is Right” – Written with Catherine Barton and Mark Rothwell or CLICK TO DOWNLOAD
July 2006 – Bests Review – “Secrets to Successful Commercial Segmentation” – Written with Rebecca Amoroso, Jim Marino, Frank Zizzamia
March 2006 – Contingencies – “Taking a Hard Look at Soft Fraud” – Written with Kevin Bingham and Mo Masud http://www.contingencies.org/marapr06/hard_look0306.pdf
December 14, 2005 – Business Intelligence Pipeline – “Making Your Data Come Alive: Step 3 – Leveraging Analytics as a Key Differentiator” http://ie.bizintelligencepipeline.com/175006431
December 14, 2005 – Finance Tech – “Making Your Data Come Alive: Step 3 – Leveraging Analytics as a Key Differentiator” http://www.financetech.com/news/showArticle.jhtml?articleID=175002569
December 14, 2005 – Insurance & Technology Magazine – “Making Your Data Come Alive: Step 3 – Leveraging Analytics as a Key Differentiator” http://www.insurancetech.com/showArticle.jhtml?articleID=175002569 or CLICK TO DOWNLOAD
November 30, 2005 – Information Week – “Sometimes Good is Good Enough: Step 2 – Getting Enterprise-Wide Information Ready for Use” http://www.informationweek.com/industries/showArticle.jhtml?articleID=174403041
November 30, 2005 – Business Intelligence Pipeline – “Sometimes Good is Good Enough: Step 2 – Getting Enterprise-Wide Information Ready for Use” http://www.bizintelligencepipeline.com/174904315
November 30, 2005 – Finance Tech – “Sometimes Good is Good Enough: Step 2 – Getting Enterprise-Wide Information Ready for Use” http://www.financetech.com/news/showArticle.jhtml?articleID=174403041
November 30, 2005 - Insurance & Technology Magazine – “Sometimes Good is Good Enough: Step 2 – Getting Enterprise-Wide Information Ready for Use” http://www.insurancetech.com/showArticle.jhtml?articleID=174403041 or CLICK TO DOWNLOAD
October 19, 2005 – Info Week – “Swimming-Not Drowning-In Enterprise Data: Step 1 – An Enterprise-Wide Information Inventory” http://www.informationweek.com/showArticle.jhtml?articleID=172302384&tid=16023
October 19, 2005 – Finance Tech – “Swimming-Not Drowning-In Enterprise Data: Step 1 – An Enterprise-Wide Information Inventory” http://www.financetech.com/focus/databasemanagement/showArticle.jhtml?articleID=17
October 19, 2005 – Business Intelligence Pipeline – “Swimming-Not Drowning-In Enterprise Data: Step 1 – An Enterprise-Wide Information Inventory” http://ie.bizintelligencepipeline.com/172302723
October 19, 2005 – Insurance & Technology Magazine – “Swimming-Not Drowning-In Enterprise Data: Step 1 – An Enterprise-Wide Information Inventory” http://www.insurancetech.com/showArticle.jhtml?articleID=172302384 or CLICK TO DOWNLOAD
July/August 2005 – Contingencies – “It’s the Right Time for Right Pricing in Medical Malpractice Insurance”. Written with Kevin Bingham. www.contingencies.org/julaug05/0705tradecraft.pdf
February 2004 - Deloitte & Touche – Indicator Volume 3. “Inside the Black Box: A Look at Personal Lines Insurance Credit Scoring Models”. Written with Peter Wu. http://www.deloitte.com/dtt/newsletter/0,2310,sid=6971&cid=41171,00.html
February 2004 – Casualty Actuarial Society – CAS Winter 2004 Forum – “A View Inside the “Black Box”: A Review and Analysis of Personal Lines Insurance Credit Scoring Models Filed in the State of Virginia” – Written with Peter Wu. http://www.casact.org/pubs/forum/04wforum/04wf251.pdf
October 2002 - Deloitte & Touche – Indicator Volume 1. “Using Data Mining Analytics to Reduce Uncertainty in Insurance M&A and Merger Integration Transactions”. Written with Frank Zizzamia. http://www.deloitte.com/dtt/cda/doc/content/Indicator%20v1.pdf
August 2002 - Deloitte & Touche – Perspectives for Insurance M&A. “Predictive Modeling for Success in Property-Casualty M&A Transactions”. Written with Frank Zizzamia.
July 2002 - Deloitte & Touche – Perspectives for Insurance M&A. “Insurance Credit Scoring and Other Regulatory Uncertainty in Insurance M&A and Merger Integration Transactions – Part Two”. Written with Frank Zizzamia.
June 2002 - Deloitte & Touche – Perspectives for Insurance M&A. “Insurance Credit Scoring and Other Regulatory Uncertainty in Insurance M&A and Merger Integration Transactions – Part One”. Written with Frank Zizzamia.
March 2002 - Deloitte & Touche – Perspectives for Insurance M&A. “Using Data Mining Analytics to Reduce Uncertainty in Insurance M&A and Merger Integration Transactions”. Written with Frank Zizzamia.